Health Insurance for International Students
All international students, including students in the United States on a working visa, are required to have health insurance for the academic year in order to attend the University of Iowa. You will need to provide proof of other insurance or you will automatically be enrolled in and billed for a student-only policy under the Student Health Insurance Plan (SHIP).
If You Have Other Insurance
If you have other insurance and do not want the university's coverage, you must file the Proof of Coverage Form with the university Benefits Office, along with either 1) a copy of your actual policy; or 2) an identification card and a descriptive brochure (ID cards without supporting information will not be sufficient). If your coverage meets all of the university's Exemption Guidelines below, including the deadlines for document presentation, you will receive a 1-year exemption and will not be billed for the university insurance. If your documents are not in English, you will be required to have them translated.
Your documents must show the following:
- Your name.
- The date your coverage begins and ends.
- Exclusions (services not covered).
- Hospitalization coverage.
- The insurance must be noncancelable and fully paid for a minimum period of one semester.
- The insurance must be renewable for continuous coverage.
Conditions covered under the initial policy must not constitute a preexisting condition under the renewal policy.
If you have a scholarship or are sponsored by an agency that provides insurance or assumes payment of your medical costs, you must provide documentation to the Benefits Office by the following deadlines.
Deadlines for Receiving Exemptions and Making Policy Changes
After the deadlines indicated on the Proof of Coverage form, only partial exemptions will be given. You will then be required to pay for coverage through the end of the month in which your insurance documents are accepted.
Please contact the UI Benefits Office if you have questions or problems regarding the insurance requirement.